Credit Cards

With the new Pasfin´s Classic Mastercard Credit Card, you can access a world full of benefits that allows you to make your dreams come true.

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The Pasfin´s Credit Card was designed so you can accomplish any requirement of your daily life. By using your Pasfin´s Credit Card, you are part of a reward program; for each 8 cents local or international purchase, you automatically earn points and can finance all your purchases in up to 36 months term, and can also request for cash advance until 36 months term.

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How to get your Pasfin's Credit Card?

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Benefits - Pasfin's Credit Card

  • Reward program for each 8 cents local or international purchase.
  • You can earn points, redeem and use them in any commerce adhered.
  • You can comfortably control and pay your Credit Card statements online.
  • Get cash in advance from any ATM and pay in up to 36 months.
  • Finance your purchases in up to 36 months term.
  • Traveler´s Assistance Assurance.
  • Anti-fraud security.

Maturity: Traditional credit card system. Maturity every 30 days.

Annual Percentage Rate (APR): Between 18% (minimum) and 36% (maximum).

The Effective APR applied to all the products we offer fluctuate according to supply and demand, but they respect the interest rate limits established in Article 1 of Law No. 2339/2003 "ORGANIZATION OF THE CENTRAL BANK OF PARAGUAY ", since we are aware that the excess can lead to the nullity of our operations.

Practical example for a 12 months installment loan of PYG 100,000,000.-

With the maximum rate allowed by CBP regulation:

  • Loan amount: PYG 100.000.000.-
  • Administrative expenses (2%): PYG 2,000,000.-
  • Transfer expenses: PYG 500,000.-
  • Total Capital to be financed: PYG 102,500,000.-
  • Government Taxes on services and interests: PYG 3,690,000.-
  • Net disbursement to customer: PYG 96,310,000.-
  • Total to be paid (interest + capital): PYG 143.090.000.-

The calculation results in monthly installment of PYG 3,382,500 monthly, at a Effective APR of 40.9% which is within the limits established by the Central Bank of Paraguay.